Community banks are often overlooked in favor of larger national banks, but there are many reasons why people should consider supporting their local community banks. Community banks are financial institutions that are locally owned and operated, and they are typically smaller than national banks. Here are some reasons why supporting community banks can be beneficial:

1. Personalized service: Community banks often pride themselves on their personalized service. Because they are smaller than national banks, they can take the time to get to know their customers and their needs. This means that customers can receive personalized attention and advice that can be tailored to their specific financial situations.
2. Community investment: Community banks are often invested in their local communities. They may provide financing for small businesses, help fund community projects, or even provide scholarships to local students. By supporting a community bank, you are supporting your local community and its economy.
3. Local decision-making: Because community banks are locally owned and operated, decisions about loans and other financial matters are often made at the local level. This means that decisions are made with an understanding of the local community and its needs.
4. Lower fees: Community banks often have lower fees than national banks. This is because they do not have the same overhead costs as larger banks. This can mean lower fees for checking accounts, credit cards, and other financial products.
5. More personalized lending: Community banks may be more willing to provide loans to small businesses or individuals who may not meet the strict lending criteria of larger banks. This can be especially beneficial for those who are self-employed or have less-than-perfect credit.

Security: Community banks are often just as secure as larger banks. They are regulated by the same government agencies and are FDIC-insured, which means that deposits are insured up to $250,000 per depositor.

Supporting local jobs: By supporting a community bank, you are also supporting local jobs. Community banks provide employment opportunities in their local communities, which can help boost the local economy.

In conclusion, supporting community banks can be beneficial for both individuals and their local communities. They offer personalized service, community investment, local decision-making, lower fees, more personalized lending, security, and support for local jobs. By choosing to bank with a community bank, individuals can have a positive impact on their local community and economy.